What fees are associated with the Viseca Basic Card?

Annual Fee

  • Main card: CHF 30.-
  • Additional card: CHF 30.-

Foreign Currency Transactions

  • Processing fee: 2.5%

Transactions in CHF Abroad

  • Processing fee: 2.5%

Gambling Commission

  • Lottery, betting, and casino transactions (excluding Swisslos/Loterie Romande): 4%, min. CHF 10.-

Cash Withdrawal Commission

  • 4%, min. CHF 10.-

Credit Interest/Default Interest

  • Annual interest rate: 12%

Late Payment

  • Processing fee: CHF 20.-

Instalment Payment

  • Monthly minimum payment of the total outstanding monthly invoice amount: 5%, min. CHF 100.-

Instalment Payment in Three Monthly Instalments Within 90 Days

  • Monthly minimum payment of the total outstanding monthly invoice amount: 33%, min. CHF 100.- plus outstanding fees and instalments according to GTC 2.1

Postal Delivery of Paper Invoice

  • per invoice: CHF 2.-

Electronic Invoice/Transaction Overview

  • via one Digital Service: free of charge

Deposit at Post Office Counter

  • per deposit: CHF 2.90

Replacement PIN Code

  • CHF 10.- (free of charge via one Digital Service)

Replacement Card

  • CHF 20.-

Card Blocking

  • CHF 10.-

Special Delivery

  • Invoice, card, PIN: actual costs, min. CHF 5.-

Reprint (Copy)

  • Invoice, interest statement, etc.: CHF 5.-

SMS Service

  • per SMS: CHF 0.50

Telephone Service

  • per call: free of charge

Refund Commission

  • per payout to a bank/post account: free of charge

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