What fees are associated with the Viseca Gold Credit Card?

Annual Fee

• Main card: CHF 200.- / EUR/USD 200.-
• Additional card: CHF 50.- / EUR/USD 100.-

Foreign Currency Transactions

• Processing fee: 1.75%

Transactions in CHF Abroad

• Processing fee: 1.75% for CHF cards only

Gambling Commission

• Lottery, betting, and casino transactions (excluding Swisslos/Loterie Romande): 4%, minimum CHF/EUR/USD 10.-

Cash Withdrawal Commission

• 4%, minimum CHF/EUR/USD 10.-

Credit Interest/Default Interest

• Annual interest rate: 12%

Late Payment

• Processing fee: CHF 20.- / EUR/USD 15.-

Instalment Payment

• Monthly minimum payment of the total outstanding monthly invoice amount: 5%, minimum CHF/EUR/USD 100.-

Instalment Payment in Three Monthly Parts Within 90 Days

• Monthly minimum payment of the total outstanding monthly invoice amount: 33%, minimum CHF/EUR/USD 100.- plus outstanding fees and instalments according to GTC 2.1

Postal Delivery of Paper Invoice

• per invoice: CHF/EUR/USD 2.-

Electronic Invoice/Transaction Overview

• via one Digital Service: free of charge

Deposit at Post Office Counter

• per deposit: CHF 2.90, available for CHF cards only

Replacement PIN Code

• free of charge

Replacement Card

• free of charge

Card Blocking

• free of charge

Special Delivery

• Invoice, card, PIN: free of charge

Reprint (Copy)

• Invoice, interest statement, etc.: free of charge

SMS Service

• per SMS: CHF 0.50 / EUR 0.30 / USD 0.40

Telephone Service

• per call: free of charge

Refund Commission

• per payout to a bank/post account: free of charge