What fees are associated with the Viseca Platinum Credit Card?

Annual Fee

• Primary card: CHF 550.- EUR/USD 450.-
• Additional card: free of charge

Foreign Currency Transactions

• Processing fee: 1.75%

Transactions in CHF Abroad

• Processing fee: 1.75% only for CHF cards

Gambling Commission

• Lottery, betting, and casino transactions (excluding Swisslos/Loterie Romande): free of charge

Cash Withdrawal Commission

• ATMs in Switzerland: 2.5%, min. CHF 5.- or EUR/USD 3.50
• ATMs abroad: 2.5%, min. CHF 10.- or EUR/USD 7.-
• At counters worldwide: 4%, min. CHF 10.- or EUR/USD 7.-

Credit Interest/Default Interest

• Annual interest rate: 12%

Late Payment

• Processing fee: CHF 20.- EUR/USD 15.-

Instalment Payment

• Monthly minimum payment of the total outstanding monthly invoice amount: 5%, min. CHF/EUR/USD 100.-

Instalment Payment in Three Monthly Parts Within 90 Days

• Monthly minimum payment of the total outstanding monthly invoice amount: 33%, min. CHF/EUR/USD 100.- plus outstanding fees and instalments according to GTC 2.1

Paper Invoice by Mail

• per invoice: free of charge

Electronic Invoice/Transaction Overview

• via one Digital Service: free of charge

Deposit at Post Office Counter

• per deposit: free of charge, only available for CHF cards

Replacement PIN Code

• free of charge

Replacement Card

• free of charge

Card Blocking

• free of charge

Special Delivery

• Invoice, card, PIN: free of charge

Reprint (Copy)

• Invoice, interest statement, etc.: free of charge

SMS Service

• per SMS: CHF 0.50/EUR 0.30/USD 0.40

Telephone Service

• per call: free of charge

Refund Commission

• per payout to a bank/post account: free of charge