What fees are associated with the Viseca Silver Credit Card?

Annual Fee

• Main card: CHF 100.-
• Additional card: CHF 25.-

Foreign Currency Transactions

• Processing fee: 1.75%

Transactions in CHF Abroad

• Processing fee: 1.75%

Gambling Commission

• Lottery, betting, and casino transactions (excluding Swisslos/Loterie Romande): 4%, minimum CHF 10.-

Cash Withdrawal Commission

• 4%, minimum CHF 10.-

Credit Interest/Default Interest

• Annual interest rate: 12%

Late Payment

• Processing fee: CHF 20.-

Instalment Payment

• Monthly minimum payment of the total outstanding monthly invoice amount: 5%, minimum CHF 100.-

Instalment Payment in Three Monthly Instalments Within 90 Days

• Monthly minimum payment of the total outstanding monthly invoice amount: 33%, minimum CHF 100.- plus outstanding fees and instalments according to GTC 2.1

Postal Delivery of Paper Invoice

• per invoice: CHF 2.-

Electronic Invoice/Transaction Overview

• via one Digital Service: free of charge

Deposit at Post Office Counter

• per deposit: CHF 2.90

Replacement PIN Code

• free of charge

Replacement Card

• CHF 20.-

Card Blocking

• free of charge

Special Delivery

• Invoice, card, PIN: free of charge

Reprint (Copy)

• Invoice, interest statement, etc.: free of charge

SMS Service

• per SMS: CHF 0.50

Telephone Service

• per call: free of charge

Refund Commission

• per payout to a bank/post account: free of charge