What are the most important details on a credit card statement?
A credit card statement includes:
- Card limit: Indicates the maximum available amount per billing period.
- Transactions: All entries with date, amount, merchant/location, and, if applicable, currency.
- Fees: Annual fee, foreign currency fees, and other surcharges.
- Card account number: Important for online services and inquiries.
- Statement amount and payment deadline: Includes the total amount, due date, and, if applicable, the minimum payment for partial payments.
Tip: Compare all transactions with your receipts and report any discrepancies in writing within 30 days.
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